Do you have Earthquake Insurance? Risk of big earthquake on San Andreas fault rises after quake swarm at Salton Sea..................

Now is a good time to go over your Earthquake & Homeowners insurance policy to make sure you are covered in the event Southern California has a large earthquake as many are predicting.

Taylor Company Insurance has many carriers that write Earthquake insurance as either an add on to an existing Homeowners policy or stand alone. Depending on where the home is located the price can vary from $300 - $3,000+ based off location risk. Another price factor is the deductible which is usually a percentage of the total replacement cost of the home instead of a flat increment (ex. $500/1000/5000). Example a $250,000 home with a 10% deductible would cost you $25,000 out of pocket to rebuild the home in the event of total loss. Yes $25,000 is a lot of money, BUT your Homeowners policy does NOT cover Earthquake damage so you would have to pay the full $250,000 to rebuild the home out of pocket without Earthquake insurance coverage. National City 91950

According to seismologists the rumbling started Monday morning deep under the Salton Sea. A rapid succession of small earthquakes — three measuring above magnitude 4.0 — began rupturing near Bombay Beach, continuing for more than 24 hours. Before the swarm started to fade, more than 200 earthquakes had been recorded. National City 91950

“Any time there is significant seismic activity in the vicinity of the San Andreas fault, we seismologists get nervous,” said Thomas H. Jordan, director of the Southern California Earthquake Center, “because we recognize that the probability of having a large earthquake goes up.” That being said Taylor Company Insurance can put together a Home + Earthquake + Auto Insurance package quote for your family with minimal information. 

With many seismologists speaking in terms of "when" not "if" an Earthquake will strike the $300 - $3,000 a year in premium seems like a reasonable cost in  the big picture. San Diego county as a whole has much lower rates than many other Southern California areas. San Diego county is large Carlsbad 92009 to National City, Ca 91950 covers a lot of area so rates will vary. If you are interested in getting a free, no obligation quote for your home please reach out via phone/text/email. National City 91950

Taylor Company Insurance & Financial Services

Patrick Patterson

President 

Office: 619.477.6330

Fax: 619.477.1882

Website: www.taylorhouseinsurance.com

Email: Taylorcompanyinsurancepdp@gmail.com